How Much is my Uninsured Motorist Claim Worth

by Scott Blumenshine on December 4, 2012

Your uninsured motorist claim is most certainly worth more than what the insurance company adjuster tells you it is worth. Insurance companies want to settle claims for the lowest amount possible. The insurance business strategy is to advertise like mad and then collect insurance premiums.  Paying claims is not a priority for insurers. Paying claims more »

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In Praise of Consumer Protection Laws and Class Actions

October 15, 2012

The rule of law must protect the powerless against the powerful.  This principle has been developed in civilized societies and passed down through the centuries. Without the rule of law, those with power are free to oppress, abuse, and take advantage of those without power.  The concept of justice and redress for harm is one more »

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What is my injury claim worth?

October 11, 2012

What’s my claim worth? How to think about the value of your injury case You have been injured due to someone’s fault, and you want to know the value of your injury claim in Illinois. The question is valid. The answer is not simple. The answer cannot be found in a book or on Google. more »

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What is my injury claim worth?

October 11, 2012

What is My Injury Claim Worth? What’s my claim worth? How to think about the value of your injury case You have been injured due to someone’s fault, and you want to know the value of your injury claim in Illinois. The question is valid. The answer is not simple. The answer cannot be found more »

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What is my injury claim worth?

October 11, 2012

  B. Treatment An important factor in the injury evaluation process include the type, timing and frequency of your treatment. Immediacy of treatment or how soon after the incident that you had treatment, the type of treatment you received, and how long your treatment lasted are all considered by insurers and defense attorneys.  If you more »

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What is my injury claim worth?

October 11, 2012

 II. Economic Damages or “Special Damages” and Income Loss       A. Medical Expenses Expenses which you incur, or income that you lose due to conduct causing your injuries are compensable damages. Financial or economic losses are sometimes referred to as “special damages.”  Damages such as pain and disability are sometimes referred to as general more »

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Illinois Court rules that Insurance Company may not “Litigate for the Sheer Joy of It.”

July 2, 2012

To “litigate” is to fight in court. Insurance companies often litigate. (See footnote 1 below). For those of us fighting insurance court battles on behalf of consumers, it often seems that insurance companies force people to fight for the smallest of policy benefits.  Insurance companies often rely on technical insurance policy fine print to delay more »

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Insurance Company Claims Games

June 19, 2012

Insurance “games”? Insurance is serious business right? You buy insurance for the peace of mind you are provided against unforeseen loss.  Insurance company advertisements promise the warm fuzzies of protection to you and your family. And certainly, many claims are paid promptly and fully. Certainly, some claims are without merit and are properly denied. What more »

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Should Distracted Driving be “Normal?”

May 29, 2012

Distracted driving is epidemic. A poll released by Harris Interactive/HealthDay, indicates that most adults who drive on a regular basis readily admit to having engaged in distracted driving behaviors. Eating and drinking lead the list at 86%, talking on non hands free cell phone 59%, using a GPS 41%, texting 37% and applying make up more »

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Are Self Service Home Improvement Stores Obligated to Take Steps to Prevent Customer Injuries?

May 9, 2012

This year, approximately 43 million people will attempt to tackle a home improvement project of some kind. According to the Home Safety Council, one in five of these ambitious folks will be injured in the process. Trotta, G (2011, June 09), Do-it-Yourself Projects That Lead to the Most ER Visits, Consumer Reports.  Many “big box” more »

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