Insurance Claims and Bad Faith

The Blumenshine Law Group has built its reputation on assisting people and businesses with major insurance claim delays and denials. Whether you live in Chicago, the Cook County suburbs or downstate Illinois, our insurance lawyers and bad faith attorneys can help you understand and overcome the challenges of filing major insurance claims. Insurance companies are—

• Focused on marketing and selling their policies
• Exceptional at collecting insurance premiums
• Skilled in delaying and denying insurance claim

Illinois lawyers who confront insurance companies

Insurance companies make money by selling insurance policies, and they lose money when they pay claims. Our Cook County, Illinois attorneys have the experience and knowledge to take on insurance companies who delay payments, deny claims or act in bad faith.

First-party insurance claims

A claim against your own insurance policy is known as a first-party claim. When you purchase an insurance policy, you have the right to expect that your valid claim will be paid. Unfortunately that is not always the case, and you need the support of an experience Chicago bad faith attorney.

Claims for Unreasonable and Vexatious Delay, aka “Bad Faith” are common and include the following:

Life insurance

The initial denial of a life insurance claim may be for legitimate reasons, such as the need to determine the proper payee if more than one beneficiary makes a claim for benefits. However, the denial of life insurance benefits without reason is an act of insurance bad faith. Our Chicago personal injury attorneys file suit to collect the full amount stipulated in your family life insurance policy.

Business insurance

If you own a business, you need insurance to protect you in the event of a loss such as fire, flood, employee theft or other business-disrupting event. Claim denials can put you out of business permanently. When you face a business insurance claim denial in bad faith, we help you receive the coverage that you paid for.

Homeowners insurance

Homeowners insurance is meant to protect you in the event of major theft or damage to your home. A bad faith denial of your claim can hinder you in recovering for your loss. Our insurance lawyers in Chicago help you get proper reimbursement under your homeowners insurance policy.

Disability insurance

If you purchased disability insurance, you expected to be covered in the event of a major illness or injury. However, disability claims are commonly challenged by insurance companies and the doctors who work for them. Our Chicago injury lawyers vigorously fights denials of disability insurance claims in bad faith.

Third-party insurance claims

You may have a claim against the insurance policy of an individual or company that caused your loss. This is known as a third-party claim. Situations that require the filing of a third-party insurance claim include—

Third-party insurance claims are routinely contested in court. If you have a valid claim, our firm aggressively pursues the compensation you deserve.

Turn to our law firm for help with insurance bad faith

When you file an insurance claim, you are a lone claimant going up against an experienced corporation. You can easily be taken advantage of without experienced, capable legal counsel. Let our law firm represent you and level the playing field. We’ve dedicated our careers to helping people get properly compensated by insurance companies.

For a free consultation about your insurance bad faith problem, contact the Blumenshine Law Group. We work with people in Cook County and all of Illinois.